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Susan Palmer
Licensed Associate Real Estate Broker
REALTOR®, Seniors Real Estate Specialist, SRES; Certified Aging in Place Specialist, NAHB
Cell: (716) 359-2345

581 W Cottage Lane , Deruyter, NY 13052

$479,900
  • 581 W Cottage Lane , Deruyter, NY 13052 Main Photo

40 Photos

New to the Market Active
BEDS3 BATHS1 full SQUARE FEET1,008 MLS#S1716848
STATUSActive PROPERTY TYPEResidential - Single Family SCHOOLDeRuyter

Property Description

Welcome to this fabulous, charming lake-view cottage offering approximately 1,000 square feet of cozy, updated living space. The property includes well and septic systems plus an additional parcel providing ample parking, a storage shed, and excellent potential for additional structures or a garage. The interior blends charm with sleek updates: an open kitchen and great room, solid pine walls, and a white cathedral ceiling. The kitchen has been totally remodeled and features granite counters, a dramatic tiled backsplash, and a stainless range hood. The dark appliances and cabinets are a striking contrast to the pine walls-stunning! Two bedrooms are conveniently located on the main level, plus a spacious loft with plenty of space and additional beds. The full bath is also updated. Step outside onto the large deck and enjoy beautiful lake views. Enjoy all DeRuyter Lake has to offer: summers filled with swimming, fishing, kayaking, skiing, tubing, and glorious sunrises. Take in the fall season surrounded by brilliant foliage and cool nights; enjoy winter fun with ice fishing on the lake and close proximity to skiing and snowmobile trails. Dine at the famous, lakeside Boat House restaurant. A place to love, enjoy, and make lasting memories.

581 W Cottage Lane | MLS# S1716848

This single family home located at 581 W Cottage Lane , Deruyter, NY 13052 is currently listed for sale with an asking price of $479,900. This property was built in 1980 and has 3 bedrooms and 1 full baths with 1008 sq. ft. W Cottage Lane is located within the DeRuyter school district. Search Deruyter real estate on spalmer.mjpeterson.com today.

Property Features

Property Type: Residential - Single Family
Basement: None
Cooling: Other, SeeRemarks
Heating: Other, SeeRemarks, Wood
Home Style: Cottage
Lot Size: 0.16 Acres
Roof Type: Asphalt
Stories: 1.0
Taxes: $5,551
Year Built: 1980

Amenities

CeilingFans
EatInKitchen
GraniteCounters
GreatRoom
BedroomOnMainLevel
Loft
Deck
Dock
SeeRemarks

Feature Descriptions

Appliances: ExhaustFan, ElectricWaterHeater, GasCooktop, GasOven, GasRange, Refrigerator, RangeHood
Body of Water: DeRuyter Reservoir
Exterior: WoodSiding
Flooring: Carpet, Hardwood, Varies
HOA Fee: 100/ Annually
Lot: Rectangular, RectangularLot
Lot Dimensions: 45X155
Parcel#: 252489-176-005-0001-033-000-0000
Parking: NoGarage, NoDriveway
Parking Notes: NoGarage, NoDriveway
Patio/Porch: Deck
Sewer: SepticTank
Special View Info: Water
Utilities: CableAvailable, HighSpeedInternetAvailable
Water: Well
Water Features: BeachAccess, DockAccess, Lake

Local Schools

School District: DeRuyter

Listed By / Shown By

Listing By

Agency Name: Hunt Real Estate ERA
Agency Phone: 315-682-7197

Shown By

Agent Name: Susan Palmer
Agent Phone: Cell: (716) 359-2345
Agency Title: MJ Peterson Real Estate

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Estimated Payment

$ 1,670.60 per month $1,068.05 Principal & Interest $462.58 Property Tax $139.97 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/23/2026. The listing information on this page last changed on 09/23/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 09/23/2026 12:01:30 AM EST) or New York State Alliance MLS (last updated Tue 09/22/2026 11:59:00 PM EST). Real estate listings held by brokerage firms other than MJ Peterson Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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